General 2 — Gemriver: A Luxury Asset Investment and Management Company

Investments involve risk. Please be advised that investing in collectible luxury assets, such as rare, antique, vintage, and fine-quality gemstones and jewelry also carries a degree of risk that is not suitable for all investors. While these assets have historically exhibited low volatility and satisfactory appreciation, they are deemed illiquid, meaning they cannot be easily sold in the open market. Furthermore, the value of these assets can fluctuate over time. We strongly encourage investors to speak with a qualified financial, tax, or legal advisor before investing in collectible luxury assets. These professionals can help you understand the risks and potential rewards of this long-term investment strategy and determine whether it is suitable for your individual financial goals and circumstances. Historical returns and financial market scenarios are not reliable indicators of future performance. Invest wisely.

Investments in Gemriver’s assets involve a degree of risk.
Investments in Gemriver’s assets may lose value.
Investments in Gemriver’s assets are not FDIC-insured.
Investments in Gemriver’s assets are not deposits.
Investments in Gemriver’s assets are not bank-guaranteed.
Investments in Gemriver’s assets are not insured by any federal, state, or local government.
Investments in Gemriver’s assets are not a condition to any banking service or activity.
We encourage investors to thoroughly research Gemriver and its investment opportunities before making any investment decisions.
If you have any questions or concerns about investing in Gemriver assets, please contact us at team@gemriver.com. We are happy to answer any questions you may have and provide additional information about our investment opportunities.

Any mention of "Return," "Profit," "ROI," "Gains," or any similar terms should not be interpreted as a guarantee of future results. Investing in Gemriver assets does involve risk, and investors should carefully consider these risks before making any investment decisions. A complete description of these risks is outlined in our offering circular, and Gemriver, LLC strongly advises all investors to review this document and any other disclaimers carefully. Please be advised that promotional media, such as lifestyle illustrations, images, videos, and the like, are shown for illustrative purposes only; however, product images are accurate representations of the physical asset.

Please be advised that Gemriver, LLC may have affiliations, partnerships, or financial interests with third-party vendors or other parties involved in the investment opportunities offered by Gemriver. Such affiliations, partnerships, or financial interests could create conflicts of interest that may affect Gemriver's decision-making processes and investment recommendations.

We are committed to transparency and acting in the best interests of our investors. In the event of any potential conflicts of interest, Gemriver, LLC will disclose such information to investors to the extent required by law. Investors should be aware that such disclosures may be limited by confidentiality obligations or other legal restrictions.

We strongly encourage investors to consult with their financial, tax, or legal advisors before investing in Gemriver assets. This will help investors make informed decisions about whether investing in Gemriver’s assets is suitable for their individual financial goals and circumstances. We encourage investors to consider diversifying their investment portfolios to include a range of asset classes, which can help mitigate risks and maximize potential returns.

Gemriver, LLC may be referred to individually as "Gemriver," "GR," or "Gemriver.com." The terms "Share," "Stocks," "Scrips," "Contracts," and "Tokens" refer to digital contracts that are tied to a particular asset in a series of Gemriver assets.